How do we track our spending? January Expenses Revealed!


If you want to make it to Early Retirement or Financial Independence, you absolutely must know what your spending is. Tracking your expenses is the only way to gain a holistic view of your spending habits. I I have said before, tracking is not budgeting. We areĀ "toughening up, cupcake", avoiding the excuse to spend and not using mental crutches to…
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