February Update: We’re Broke


Since the beginning of 2017, we have been living paycheck to paycheck. The other night, Mrs. MilitaryFIRE asked how much we were making after each paycheck. “Zero,” I said, “we’re essentially broke.” We started the year with our checking account below its normal level due to some 2016 year-end IRA contributions and we haven’t been able to bring it up…

How do we track our spending? January Expenses Revealed!


If you want to make it to Early Retirement or Financial Independence, you absolutely must know what your spending is. Tracking your expenses is the only way to gain a holistic view of your spending habits. I I have said before, tracking is not budgeting. We are "toughening up, cupcake", avoiding the excuse to spend and not using mental crutches to…
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